Beautiful luxury townhome (almost 2200 sqft) in the exclusive, gated, waterfront community of Banyan Bay, a Planned Unit Development, not a Condo. NO FLOODING FROM THE HURRICANES IN ANY OF THE HOMES EVER. THIS HOME IS IN ZONE X WHERE NO FLOOD INSURANCE IS REQUIRED, HOWEVER, THE HOA PROVIDES FLOOD COVERAGE ANYWAY. This 3-bedroom, 3-bath home with an oversized 2-car garage is an end unit. This amazing home features a split floor plan with 2 bonus rooms, one at the top of the stairs and the other in the primary bedroom suite. 8ft doors, 9ft ceilings, wood floors, ceiling fans, and crown molding downstairs, tray and vaulted ceilings upstairs are just a few of the luxury features you will find and appreciate throughout this home. A covered patio and two balconies make it easy to enjoy the Florida outdoors. Windows on 3 sides allow for lots of natural light and are hurricane-rated, providing for quiet security. A pet-friendly community with lots of green space, a heated pool, a fishing pier, and kayak racks. Day-use boat slip available on sailboat water. Deeded slips may be leased from owners. HOA fees include insurance, reserves, water, trash, cable, internet, landscaping, pool, dock, gate, road, and more. Almost everything but electricity is included. Bike distance to trendy downtown St Pete and the beaches. 25-minute drive to both the Tampa and St Pete airports. Minutes by boat take you out of Tampa Bay into the Gulf, over to Tampa, or up to the incredible new St Pete Pier and downtown. Florida living at its best. Priced to sell, will not last. Call the listing agent today for a private showing.