VA ASSUMABLE at 2.1% Come see this two-story coastal cottage in gated Summer Island community; nestled between the ocean and Intracoastal Waterway. Built in 2002 with block construction on the first level and Hardie siding on the second. This home boasts an open great room on the second floor with 10ft ceilings, a remodeled kitchen, and a master suite with fully updated bath. The first floor features guest bedrooms, a den/office, a new laundry room, updated bath, and added storage under stairs. Recent updates include a NEW roof, NEW water heater, two NEW AC units, a remodeled half bath for guests, built in electric fireplace, and garage cabinets. The exterior updates include a circular driveway, front entry with Trex stairs and door, NEW fence, and fresh landscaping with pavers in the backyard. Relax on the porch with Intracoastal views, surrounded by native plants. Community amenities include pool, clubhouse, tennis, playground, boat ramp, and fishing.