Welcome to 1407 Palmer Terrace — a beautifully updated home blending classic charm with modern luxury in the heart of St. Nicholas. This spacious 3-bedroom, 3 full bathroom home sits on a desirable corner lot and offers 2,231 sq. ft. of open, light-filled living space. Step inside to find refinished original dark walnut hardwood floors and a flowing floor plan ideal for entertaining. The kitchen is a showstopper with high-grade quartz countertops, newer stainless steel appliances, and a gas stove. Each bathroom has been fully renovated with stylish, high-end finishes, while the cozy gas fireplace in the living room adds a warm, inviting touch. This home has been fully updated from top to bottom. Enjoy peace of mind with a newer architectural roof, all Low-E insulated glass windows, HVAC, and completely updated plumbing and electrical systems all updated in 2021—including LED lighting throughout and a Rinnai gas-powered tankless water heater. Out back, you'll find a massive detached garage with raised ceilings, fresh insulation and drywall, its own ductless mini-split HVAC, updated electrical, and new LED lighting - making it ideal for a workshop, studio, or rec space. Plus, there's an additional detached building with its own ductless HVAC as well, perfect as a bonus bedroom, home office, gym, yoga studio, or creative space. With luxurious finishes, thoughtful upgrades, and unbeatable flexibility, this home truly has it all. Don't miss your opportunity to own this turnkey gem in one of Jacksonville's most charming neighborhoods.